May 7, 2025

Financing is the most popular way to buy a new car in America, as over 85% of vehicles on the road are financed. It’s a quick and affordable way to get the car you want without saving the full amount to buy it. You could choose a bank or credit union for your financing options, but as your Chevy dealership, we want to give you a couple of the many reasons to finance through us.

2 Reasons To Choose Your Chevy Dealership for Your Financing Options

Options for All Credit Scores

If you approach a bank or credit union for an auto loan, your credit score is one of the main influences on whether they will offer you a loan. Either of these institutions will most likely grant you a loan if you have a perfect credit score. If you have an average credit score or one that needs some improvement, they’re likely to reject your application, and you’ll have to apply somewhere else and start the process over again.

We don’t think it’s fair that a lower credit score can stop you from getting a loan. Our finance specialists are highly experienced, and we work with a pool of lenders here in Louisiana who understand your situation and individual needs. We believe you should have the loan if you can afford the loan repayments. We work with our lenders to secure a deal that gets you the car you want and improves your credit as you repay the loan.

Fast Response

Time is money, and there’s never enough time to do everything you have to. If you apply to a bank or credit union for a loan, they don’t value your time. You have to complete the application and then attend at least one interview. After this, you have to wait while they check your application against the guidelines set by their home office. This can leave you pacing rather than enjoying the view from your new Chevy’s driver’s seat.

We know your time is important, so we work speedily to help secure your loan. You complete the application form on our website and email it. When we receive your application, one of our finance team members will contact you to confirm your details. We then send you an application to our network of specialized loan providers. Their response time is quick, and you can even receive loan offers the same day you apply.

These are just some of the ways we work to make your application easy, understandable, and stress-free. We also offer a range of other benefits, like discounts from the manufacturer on selected Chevrolet models and protection plans to keep your vehicle in great shape. Contact our finance department today at Steet Ponte Chevrolet in Herkimer, NY.